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What Do Taxes Pay For? (A Dead Simple Guide)

You might wonder where your tax money goes after you pay it. The answer is that different parts of the government share tax money to

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Best Financial Advisors: Do You Need One? (an honest guide)

The short answer is that it really depends on your specific situation. After two decades of teaching personal finance to my students, the worst thing

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How to Become a Business Owner (a 5-step practical guide)

When calculating startup costs, take a thorough, realistic approach. Start by listing every possible expense, from large items like equipment and licenses to smaller, easily

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How to Write a Winning Business Plan Executive Summary (+ template included)

For early-stage startups, the team’s unique qualifications and track record take center stage. Investors in this phase often bet more on the people than the

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What It Really Means & How to Do It

There are two primary approaches to determining when you should rebalance your portfolio: time- and threshold-based rebalancing. Let’s break down the key differences between these

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Betterment vs Wealthfront (how to choose between both of them)

Everyone’s situation comes with different costs. To provide a clearer picture, let’s break down the costs for a $200,000 portfolio, for example: With Betterment Digital,

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How to Be More Productive (3 easy steps for when you feel lazy)

Do you know what most productivity “experts” hope you’ll never find out? The tips they spout and the apps they sell are total BS. The

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How to Learn a New Skill (in 20 hours or less)

Learning a new skill doesn’t have to take years of practice. In fact, you can get surprisingly good at almost anything with just 20 hours

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How to Win Any Competition You Enter (against all odds)

Most people misunderstand barriers. They see application fees and groan, they encounter additional requirements and quit, they face unpaid projects and walk away. However, successful

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The Richest Man in Babylon (7 lessons for financial success)

The financial principles from The Richest Man in Babylon, by George Samuel Clason, might be nearly 100 years old, but they’ve stood the test of