How To Pay Off Student Loans (with a real-life success story)
If you are feeling dejected by the amount of student loan debts you’re facing, Laura Long is proof that paying it off is more achievable than you
Debt-To-Asset Ratio (The Good, The Bad, And What Lenders Want)
Let’s break down a realistic business scenario with specific numbers to show exactly how this works. Here’s what our example business owes (Total Debts): The
Debt Avalanche vs Debt Snowball (which method is best for you)
The first lesson reveals how conflicting money mindsets within a relationship can sabotage financial progress. Ryan’s view of money as a source of enjoyment clashed
What Do Taxes Pay For? (A Dead Simple Guide)
You might wonder where your tax money goes after you pay it. The answer is that different parts of the government share tax money to
Best Financial Advisors: Do You Need One? (an honest guide)
The short answer is that it really depends on your specific situation. After two decades of teaching personal finance to my students, the worst thing
How to Become a Business Owner (a 5-step practical guide)
When calculating startup costs, take a thorough, realistic approach. Start by listing every possible expense, from large items like equipment and licenses to smaller, easily
How to Write a Winning Business Plan Executive Summary (+ template included)
For early-stage startups, the team’s unique qualifications and track record take center stage. Investors in this phase often bet more on the people than the
What It Really Means & How to Do It
There are two primary approaches to determining when you should rebalance your portfolio: time- and threshold-based rebalancing. Let’s break down the key differences between these
Betterment vs Wealthfront (how to choose between both of them)
Everyone’s situation comes with different costs. To provide a clearer picture, let’s break down the costs for a $200,000 portfolio, for example: With Betterment Digital,
How to Be More Productive (3 easy steps for when you feel lazy)
Do you know what most productivity “experts” hope you’ll never find out? The tips they spout and the apps they sell are total BS. The